Transparent Financial Planning Architecture.
100% Integrated or Standalone.
Financial planning is not a static binder gathering dust. For executives in the Denver Tech Center, families throughout Highlands Ranch, and business owners across Littleton, it is a living tax and wealth blueprint designed to optimize capital compounding, eliminate statutory tax surprises, and build multi-generational security.
Financial Planning Structure Options
Select the advisory model that best aligns with your current family or corporate compensation needs.
Integrated Financial Planning
Complete fiduciary stewardship for wealth management clients.
Tiered rates start at 0.90% and scale downward as assets grow.
For active wealth management clients across Highlands Ranch, Littleton, and Denver, comprehensive financial planning, ongoing tax-loss harvesting, Roth conversion window modeling, and Douglas/Arapahoe estate titling reviews are 100% bundled at zero extra charge.
- Continuous quarterly cadence & live updates
- Direct partnership with Thomas Little, CFP®
- Zero commissions, custodial markups, or hourly fees
Standalone Wealth Architecture
One-time deep-dive strategic roadmap without asset transfer.
Priced transparently based on balance sheet & tax complexity.
Tailored for Denver Tech Center executives with concentrated stock vests, Littleton entrepreneurs evaluating IRC Section 1202 QSBS exclusions before business sale, or families wanting an unbiased fiduciary audit before moving custody.
- Full RightCapital interactive dashboard access
- Actionable tax, equity, & distribution checklist
- Deliverables coordinated directly with your CPA/attorney
Core Modules in Every Financial Blueprint
Every plan is engineered around Colorado tax realities, executive compensation, and multi-decade wealth preservation.
Tax Friction & Location Analysis
Analyzing 3-bucket asset placement across taxable brokerage, pre-tax traditional IRAs/401(k)s, and tax-free Roths. We identify optimal multi-year Roth conversion windows and ongoing tax-loss harvesting protocols to shield capital from federal brackets and Colorado's 4.40% flat income tax.
Executive Equity & Option Strategy
Specialized modeling for Denver Tech Center professionals navigating RSU underwithholding gaps (addressing the federal 22% statutory shortfall), 83(b) elections, incentive stock options (ISO) alternative minimum tax (AMT) cross-currents, and SEC Rule 10b5-1 selling plans.
Retirement Distribution Sequencing
Structuring proactive withdrawal pathways for Highlands Ranch and Littleton pre-retirees during the "bridge years" (ages 60 to 73/75) before Social Security and Required Minimum Distributions (RMDs) trigger costly IRMAA Medicare surcharges and tax bracket spikes.
Why Localized Financial Planning Matters in South Denver
Financial planning isn't one-size-fits-all. Our fiduciary blueprints integrate the specific economic, corporate, and real estate realities of the Denver South Metro area.
Highlands Ranch Families
For homeowners in BackCountry, Eastridge, and Westridge, our plans address high-property-basis legacy structuring, multi-generational Douglas County estate synchronization, and education funding via tax-advantaged Colorado CollegeInvest 529 plans.
Denver Tech Center Executives
Corporate leaders in Greenwood Village, Centennial, and Lone Tree frequently face substantial tax surprises when $250k+ in RSUs vest. Our plans map estimated quarterly tax payments and eliminate concentrated stock risk safely.
Littleton Business Founders
For entrepreneurs along C-470 and Santa Fe Drive, we structure pre-exit enterprise blueprints incorporating IRC Section 1202 Qualified Small Business Stock (QSBS) capital gain exemptions and paired Cash Balance retirement plans.
Frequently Asked Questions About Planning Fees
Clear answers regarding our fee-only compensation model and deliverables.
How much does a financial plan cost at Yeti Wealth Management Group?
For clients utilizing our active investment management services, comprehensive financial planning is 100% bundled at $0 additional cost. For clients seeking an objective, standalone blueprint without moving account custody, our flat project fee ranges from $3,500 to $5,000 depending on balance sheet and tax complexity.
What is included in the Standalone Wealth Architecture package?
The standalone engagement includes an in-depth audit of tax returns, 3-bucket asset location modeling, executive equity (RSU/option) vesting and underwithholding strategy, business pre-exit liquidity modeling (QSBS/Section 1202), and retirement drawdown sequencing—delivered in an interactive RightCapital portal.
Do you earn commissions on products recommended in the plan?
No. Yeti Wealth Management Group is 100% fee-only. We accept zero product commissions, zero mutual fund 12b-1 kickbacks, and zero referral kickbacks. As a registered investment adviser in Colorado, we hold a strict legal fiduciary oath to put your financial interests first at all times.
Build Your Custom Financial Blueprint
Schedule a confidential strategy call with principal advisor Thomas David Little, CFP® to discuss your planning priorities. Serving Highlands Ranch, Littleton, Greenwood Village, and the Denver metro area.